Student Accident Insurance
The All-School Plan is accident insurance provided by the school district for all enrolled students. The plan provides supplemental accident coverage for eligible injuries that occur during covered school-related activities, offering a financial safety net for students and families, including:
- While attending school / enrolled in grades PreK-12th as a full-time student
- Participating in school-sponsored activities covered by the policy
- Practices & games including off-season conditioning as sanctioned by the FHSAA
- Open Gym summer camp activities
- JROTC school-sponsored & supervised activities
- Traveling to and from covered school activities, as applicable under the policy provisions
What To Do If Your Student Is Injured
- Report the injury to the school or location immediately
- The school will document the incident and provide guidance
- Review available insurance coverage
Important Information
- This is not a liability claim against the District
- Coverage is provided through a third-party insurance provider
- Claims are handled directly through the insurance provider
Voluntary 24-Hour Protection Plan
While the All-School Plan provides valuable coverage during school-related activities, students spend most of their time outside of school. The Voluntary 24-Hour Protection Plan helps bridge that gap by extending accident coverage beyond school hours, helping ensure your student is protected whenever and wherever eligible accidents occur, including:
- At home
- On weekends
- During holidays
- Throughout summer break
- 24 hours a day, year-round
This added protection provides families with peace of mind while helping them better understand the value and benefits of the voluntary coverage.
Access Student Insurance Information
KidGuard is committed to providing comprehensive, affordable coverage and exceptional service that brings clients peace of mind. They believe that reliable insurance protection is essential to supporting the well-being and success of students, and are passionate about administering claims with efficiency, accuracy, and heart.