Benefits Open Enrollment

Benefits Open Enrollment ended on Friday February 14, 2020 at 11:59 p.m. Changes will be effective April 1, 2020 (04/01/2020)

Medical Insurance (Aetna)

***Big Change Effective 4/1/2020***

  • Plan 3769 and Plan 5773 will be eliminated
  • Introducing a new plan, PLAN 9520, in addition to current plans: Plan 7419 and HDHP
  • Must select a medical plan during Open Enrollment for April 1, 2020.
  • Failure in making a selection, will result employees being defaulted to Plan 7419 with Employee Only coverage.
  • View medical plan information links below

Dental Insurance (MetLife)

MetLIfe will be offering the same three (3) plans:  High PPO (D2000), Mid PPO (D1500) and the Low PPO (D1000) with no benefit changes.  Premiums for  the D1500 Plan and D1000 Plan will remain the same while the D2000 Plan will have a slight increase in premiums.  Please see the per paycheck premiums effective 4/1/2020  (the 2020-21 Plan Year) listed below.

Tiers High PPO D2000 (New Premium) Mid PPO (D1500) Low PPO (D1000)
Employee Only $23.75 $18.00 $13.85
Employee / Spouse $48.50 $36.85 $28.30
Employee / Children $48.65 $37.00 $28.45
Employee / Family $76.95 $58.80 $45.25

*****Attention 20-Pay Employees*********

Please Note: The premiums listed above are based on 24-pay periods. Employees who receive 20 paychecks (i.e. 186-day work schedule), will pay the rates listed above with an additional 20% Employee Prepay which will be applied toward their summer coverage.

Visit the Dental Insurance Web Page for details   (Keep in mind the premiums for the new year are listed above.)

Disability Insurance (Short Term and Long Term) (MetLife)

No change in premium or coverage through MetLife.

Visit the Short Term and Long Term Disability Insurance web page for details

Please read carefully

  1. Important! If you currently have disability insurance, you do not need to re-enroll as the options are the same. However, if you do not have disability insurance or you want to change a level of coverage (i.e. 60-day Short term to 90-day Long term), then you MUST complete a medical questionnaire (MEOI) form in order to be approved for the benefit. It is not a guaranteed benefit.
  2. New this open enrollment If you are required to complete a medical questionnaire, MetLife will email you at your email address and provide a link to their website to complete the medical questionnaire online. Without completing the online medical questionnaire for approval, you will not have the opportunity to enroll in this benefit and will have to wait until next year’s Open Enrollment, to apply.

Life Insurance (Minnesota Life / Securian)

During this Open Enrollment, Minnesota Life / Securian, is offering employees the opportunity to increase their current benefit by one level ($20,000) with no EOI (medical questionnaire) required (guarantee issue), up to $100,000. For example, if currently enrolled in $40,000, then you may enroll in $60,000 with no EOI (medical questionnaire). For $150,000 and $200,000 level, an EOI form will be required, regardless of current coverage.

New enrollments for $20,000 or $40,000 spouse life insurance will be subject to medical underwriting EOI (medical questionnaire).

EOI form link is below.

Visit the Life Insurance web page for details

Evidence of Insurability (EOI) Forms

All required Evidence of Insurability (EOI) forms (required for Life Insurance & Short and Long Term Disability during open enrollment) must be submitted by Friday, February 21, 2020 at 4:30 p.m. directly to the Insurance & Benefits Department. Please DO NOT mail them to the address on the forms.

Vision Insurance (Avesis)

Effective April 1, 2020, Avesis will, again, be offering the vision plan with a few new enhancements and a slight premium increase.

Please see the new per paycheck premiums for the upcoming new plan year, 2020-2021.


Employee Only $4.15
Employee/Spouse $8.80
Employee/Child(ren) $8.95
Employee/ Family $15.00

Please view the Avesis Current vs Enhancement Options link below

Flexible Spending Account (ConnectYourCare)

This benefit requires re-enrollment each year.  If you would like to contribution to the Flexible Spending Accounts (FSA) for the April 1, 2020 - March 31, 2021 Plan Year, you MUST re-enroll.  The new IRS maximum contribution for the Medical FSA is $2,750.


Visit the Flexible Benefits web page for details

Accident Insurance

No change in premium or coverage through Allstate.

Visit the Accident Insurance web page for details

Cancer Insurance

No change in premium or coverage through Allstate.

Visit the Cancer Insurance web page for details

Critical Illness

No change in premium or coverage through Allstate.

Visit the Critical Illness Insurance web page for details

Legal Plan

No change in premium or coverage through MetLife Legal Plan.

Visit the Legal Plan web page for details