Medical Expense FSA

  • Minimum contribution for 2018 is $240 annually
  • Maximum contribution for 2018 is $2,650 annually

Dependent Care FSA

  • Maximum contribution for 2018 is $5,000, if married filing jointly or $2,500 individually
For more information, please watch the video.
An IRS Code Section 125 Flexible Benefits Plan allows you, the Employee, to purchase Benefits that meet your needs on a pre-tax basis. The Benefits you can choose from under the Flex Plan are listed on this page. The Benefits you choose are then paid for through a salary reduction agreement with the School District of Lee County, Florida. Salary reduction means that you are able to use "pre-tax" dollars to pay for those Benefits. You may have previously purchased them with a "after-tax" dollars

How can this help you?

By implementing a Flex Plan, The School District of Lee County is helping you reduce your taxes and increase your spendable income. The cost savings advantage of the plan is simple - any benefit costs or insurance premiums you pay under the Plan, are paid for on a pre-tax basis.

The following insurance Benefits may be purchased under the Flex Plan with premium paid on a pre-tax basis:

  • Group Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Cancer Insurance

Enrolling in the Flex Plan does not enroll you in the individual Benefits listed above. 

The District's Flex Plan includes Spending Accounts that allow you to be reimbursed for certain types of expenses on a tax-free basis. There are two (2) types of Spending Accounts:

  1. Medical Expense
  2. Dependent Care

Who is eligible to participate in the Flex Plan?

All regular Employees of the School District of Lee County who work 20 hours or more per week are eligible to participate and are automatically enrolled. However, you do not have to participate. Employees who do not wish to participate have 30 days from their initial date of eligibility or during the Plan Annual Enrollment Period to waive out of the Plan by executing a Waiver of Participation form.

May I change my benefit elections or Flex Plan election?

The Flex Plan election you make remains in effect for the entire Flex Plan Year (April through March. You will only be allowed to make a change in your Flex Plan status during the designated Annual Enrollment Period or as a result of a qualified Family Status Change (see list below). Therefore, if you are enrolled in the Flex Plan, you will also only be allowed to make changes to any of the Benefits available under the Flex Plan (i.e. health, dental, vision, etc.) as a result of a qualified Family Status Change or during the Annual Enrollment Period. Any changes requested as a result of a qualified Family Status Change, must be on account of and consistent with the qualifying event.

Your request to make any changes must be received in Insurance & Benefits:

  • within 30 days of a Family Status Change to add coverage;
  • within 60 days of a Family Status Change to terminate coverage.

The following events are qualified Family Status Changes:

  1. Events that change an Employee's legal marital status, including marriage, death of his or her spouse, divorce.
  2. Events that change an Employee's number of Dependents (as defined in Code Section 152), including birth, adoption, placement for adoption, or death of a Dependent;
  3. Events that change employment status of the Employee, the Employee's Spouse, or the Employee's Dependent, including termination or commencement of employment, going from part-time to full-time of the reverse, a strike or lockout, a commencement of or return from an unpaid leave of absence, or changes made during open enrollment periods that affect your Dependents coverage;
  4. Events that change an Employee's dependency status, causing a Dependent to satisfy or cease to satisfy Eligibility requirements for coverage on account of attainment of age, student status, or any similar circumstance.
  5. Events that significantly change a Dependent's employer-provided group coverage.

PLEASE NOTE: The loss of Healthy Kids is a qualified family status to add coverage. However, the gain of Healthy Kids is NOT A QUALIFIED FAMILY STATUS CHANGE TO TERMINATE COVERAGE.