The District offers a Critical Illness Policy through Allstate.

This is a voluntary benefit offered to employees who are working at least 20 hours or more in a regular position.

There are two options: $10,000 or $20,000.

Critical Illness coverage helps provide financial support if diagnosed with a covered critical illness.  This money can be used for:

  • Copays
  • Deductibles
  • Everyday living expenses

If enrolled, dependent children are covered until the end of the calendar year in which they turn 26.

Legally married spouse coverage is available.

There is a wellness benefit of $50 per calendar year, per covered person for qualified testing such as mammograms, chest x-rays, colonoscopy and many more. For the wellness claim form please click below:

Please note, the premiums are based on NON-TOBACCO and TOBACCO use. If you and/or your covered legally married spouse have used any tobacco products within the last 12 months, you must enroll in the option with Tobacco rates. 
For more detailed information, please watch the video below.

For the list of covered conditions and benefit details

Click the link below for the Allstate Claim Form

Premiums - 24 Pay (Teachers, etc.)

Plan 1 - $10,000 Basic Benefit Amount

Non-Tobacco

Tobacco

AGE

EE&EE+CH

EE+SP&F

EE&EE+CH

EE+SP&F

18-24

$1.18

$2.02

$1.61

$2.68

25-29

$1.51

$2.53

$2.17

$3.51

30-34

$1.99

$3.24

$2.93

$4.66

35-39

$2.47

$3.97

$3.70

$5.81

40-44

$3.38

$5.33

$5.28

$8.18

45-49

$4.62

$7.20

$7.41

$11.37

50-54

$6.06

$9.35

$9.78

$14.93

55-59

$8.41

$12.88

$13.70

$20.82

60-64

$12.97

$19.73

$21.50

$32.52

65-69

$19.42

$29.39

$32.58

$49.13

70-74

$23.19

$35.06

$39.12

$58.94

75-79

$27.23

$41.11

$46.10

$69.41

80+

$34.35

$51.77

$56.33

$84.75

Plan 2 - $20,000 Basic Benefit Amount

Non-Tobacco

Tobacco

AGE

EE&EE+CH

EE+SP&F

EE&EE+CH

EE+SP&F

18-24

$1.83

$3.00

$2.70

$4.31

25-29

$2.49

$4.00

$3.80

$5.97

30-34

$3.44

$5.43

$5.34

$8.27

35-39

$4.41

$6.88

$6.87

$10.57

40-44

$6.24

$9.62

$10.03

$15.31

45-49

$8.72

$13.34

$14.29

$21.70

50-54

$11.59

$17.65

$19.02

$28.80

55-59

$16.29

$24.69

$26.88

$40.58

60-64

$25.42

$38.39

$42.47

$63.97

65-69

$38.31

$57.73

$64.62

$97.20

70-74

$45.86

$69.05

$77.71

$116.83

75-79

$53.93

$81.16

$91.65

$137.75

80+

$68.16

$102.50

$112.12

$168.45

Premiums – 20 Pay (Bus Drivers/Attendants)

Premiums - 20 Pay

Plan 1 - $10,000 Basic Benefit Amount

Non-Tobacco

Tobacco

AGE

EE&EE+CH

EE+SP&F

EE&EE+CH

EE+SP&F

18-24

$1.42

$2.42

$1.93

$3.22

25-29

$1.81

$3.04

$2.60

$4.21

30-34

$2.39

$3.89

$3.52

$5.59

35-39

$2.96

$4.76

$4.44

$6.97

40-44

$4.06

$6.40

$6.34

$9.82

45-49

$5.54

$8.64

$8.89

$13.64

50-54

$7.27

$11.22

$11.74

$17.92

55-59

$10.09

$15.46

$16.44

$24.98

60-64

$15.56

$23.68

$25.80

$39.02

65-69

$23.30

$35.27

$39.10

$58.96

70-74

$27.83

$42.07

$46.94

$70.73

75-79

$32.68

$49.33

$55.32

$83.29

80+

$41.22

$62.12

$67.60

$101.70

Plan 2 - $20,000 Basic Benefit Amount

Non-Tobacco

Tobacco

AGE

EE&EE+CH

EE+SP&F

EE&EE+CH

EE+SP&F

18-24

$2.20

$3.60

$3.24

$5.17

25-29

$2.99

$4.80

$4.56

$7.16

30-34

$4.13

$6.52

$6.41

$9.92

35-39

$5.29

$8.26

$8.24

$12.68

40-44

$7.49

$11.54

$12.04

$18.37

45-49

$10.46

$16.01

$17.15

$26.04

50-54

$13.91

$21.18

$22.82

$34.56

55-59

$19.55

$29.63

$32.26

$48.70

60-64

$30.50

$46.07

$50.96

$76.76

65-69

$45.97

$69.28

$77.54

$116.64

70-74

$55.03

$82.86

$93.25

$140.20

75-79

$64.72

$97.39

$109.98

$165.30

80+

$81.79

$123.00

$134.54

$202.14

If you have any questions, please contact Insurance and Benefits at (239) 337-8321 or email [email protected].